Oct 31

Smoking

Posted: under Shopping.
October 31st, 2012

To start with, the best way is to be realistic about yourself. Don’t set your goals too high, or you’ll fall into a cycle of guilt and disappointment that lowers your motivation to quit. Read the rest of this entry »

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Nov 04

The Muses

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Tags: , , November 4th, 2011

In the “Muses,” Maurice Denis puts into practice his formal ideas on painting, while applying them to a subject which is Symbolist in inspiration. The theorist of the Nabi group is here pursuing his experiments in decorative painting, preoccupied by the stylization of figures and motives. Read the rest of this entry »

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May 16

Strategic Planning for Nimbleness Post 5

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Tags: , , May 16th, 2011

The Consequences of not planning or not executing the Strategic Plan include:
Outrunning resources (assets, credit, capital, people, market opportunities)
Continuing successful practices of the past in a changing world where many such practices quickly become outdated.
Discovering that competitors are growing faster than your business and partly by winning away your customers. Read the rest of this entry »

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May 06

Strategic Planning for Nimbleness Post 4

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Tags: , May 6th, 2011

A credit facility package from one source frequently permits the lender to blend the yields from the combination of financing products, in order to provide a lower priced financing package to the customer. Finance companies often can provide more flexible financing than may be available from banks – and at very competitive rates. When comparing financing costs, the decision is more complex than simply lowest cost; flexibility, quick responsiveness, and growth potential and often more valuable to the borrower than the dollar cost of the financing. Read the rest of this entry »

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Apr 27

Strategic Planning for Nimbleness Post 3

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Tags: , , April 27th, 2011

7. Equity Capital Growth For a business to grow significantly, equity must increase in proportion to other sections of the balance sheet, to prevent the leverage ratio from becoming too high. Of course, earnings kept in the business will increase the equity section of the balance sheet. For moderately growing businesses (sales growth in the 15% to 20% range) with a good net income (1.0% of sales), leverage can be maintained at a relatively consistent level. However, leverage will increase as the growth rate expands and/or the net income margin contracts. Read the rest of this entry »

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Apr 20

Strategic Planning for Nimbleness Post 2

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Tags: , , April 20th, 2011

5. Cash Conversion Cycle – Turnover of Receivables, Inventory and Payables For most Resellers, accounts receivable and inventory comprise a large majority of total assets. The pace of the turnover of these assets is an important quality measurement of the business. Quick turnover of assets enhances cash flow, so that the dollars can be redeployed to support additional sales. Conversely, slow turnover requires more capital and debt to support the assets, which increases leverage and interest costs. Also, slow asset turnover suffocates nimbleness. Read the rest of this entry »

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Apr 12

Strategic Planning for Nimbleness Post 1

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Tags: , , April 12th, 2011

The rapidity of change in the Information Technology Reseller industry dictates that successful resellers be exceptionally nimble. Nimbleness means being quick, alert, resourceful and clever. Nimbleness has many dimensions and contrasting priorities but the slope of the risk/reward curve can be positive or negative. Strategic planning and a culture focused on flexibility can greatly influence results and foster nimbleness. Read the rest of this entry »

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Mar 18

Risky Business 2

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Tags: , , March 18th, 2011

Instead, Wilson is relying upon the efficiencies of aggregation. “If you come to us as a merchant, we’re not only going to stake you with this really solid Website, we’re also going to make relationships with the partners that we know you’re going to need to do business with,” he explains. “Then we use the size and value of our merchant base to get discounts on products and services like ISPs, equipment leases, office supplies, travel, and Web promotion services, and take a small cut of those transactions ourselves.”

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Mar 17

Fighting the Battle of the Digital Marketing Buzzwords Post 2

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Tags: , , March 17th, 2011

The fact is, business strategies based upon the idea that there is a “one true answer” to the opportunity of marketing in the digital age are a huge problem, and you have probably become tired of fighting the battle of the buzzwords. And yet the problem likely won’t go away, despite everything we’ve learned in the last decade.

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Mar 11

Risky Business 1

Posted: under Shopping.
Tags: , March 11th, 2011

Why all this interest in small business? Well for starters, there are lots of them-anywhere from 2.3 million (Cahner’s In-Stat Group) to 29.6 million (International Data Corp.), depending on who’s counting and how they define small business. And according to Jerard Fox of market research firm IDC, just 10 percent of the small businesses online engage in ecommerce.

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